Blog

Our employees' opinions and positions on emerging technologies and current topics in the payments industry.

Shaking up the Business World: Generation Z & Finances

Born after 1995 and growing up in a world of ubiquitous Internet, diverse ethnic groups and blurred gender roles, GenZers live online as much as offline. They function well with their attention divided between several focus points simultaneously and their world is in a constant “on” mode - an open-all-hours, access-all-areas approach to life that they expect you to adapt to.

Safety First: Biometrics, Fingeprinting and Remote Deposits

Security in banking has always been a vital factor for both attracting new customers and ensuring existing ones have a great degree of satisfaction and trust.

Data Privacy and Customer Protection are the New Black

The year 2018 is set to be a seminal year for EU data security and finances, all thanks to two acronyms: GDPR and PSD2.

E-Commerce Trends and Forecasts in Europe

European e-commerce has seen explosive growth with no signs of stopping. Currently, the UK, France, and Germany dominate the e-commerce market, making up 68.9% of European sales.

Mobile Payments in 2017 and Security Concerns

Fraud in the world of payments is dynamic and fast-moving, and this is especially true in the mobile channel. 40 percent of merchants have faced fraud via that channel, which is twice as much than in the previous year.

Omnichannel Payments and Omnichannel Fraud

An omnichannel approach to commerce seeks to make transitions from one channel to the next seamlessly, providing the customers with a friction-free experience from search to receipt.

Bitcoin and Blockchain: The Internet of Value

Everybody has at least heard of Bitcoin and can grasp the idea, but most people still don't know what blockchain exactly is. Simply put, blockchain is a public distributed ledger of all Bitcoin transactions that have ever been executed.

Biometrics: Security on Our Fingers

Clearly, we are living in the age of constant digital threats and, therefore, financial institutions must continually work to improve their security systems by searching and implementing innovative technological solutions. One of these is certainly biometrics.

Mobile Wallets: On the Brink of Revolution

More and more customers want one device "to rule them all" – one that will allow them to carry out as many tasks as possible. And since mobile wallets enable them ease of access and use of money, it is certain that demand for this service will continue to grow in years to come.

P2P Payments: Best of Both Worlds

It was only a matter of time before social networks and messaging systems became a place where, in addition to pictures, videos and text messages, money would be sent and received.