Blog

Our employees' opinions and positions on emerging technologies and current topics in the payments industry.

Google Pay vs. Apple Pay – Mobile payments comparison 2019

According to the most recent studies of WorldPay, the percentage of using eWallet on eCommerce platforms is 36% and on POS is 16%. And the usage percentages are rising each year. For example, in the U.S. in 2016, there were 232 million smartphones in use out of which 16.5% were used to make a contactless […]

The Evolution of Instagram and Business

Instagram is as popular as it is simple to use: one needs to put in virtually no effort for a virtuoso effect. In addition to that, it also has, next to Facebook, the largest user base. That, combined with the instantaneous nature of communication in social media and with the use of messenger apps on […]

Voice payment could be the next major payment platform

Not everyone has a concierge or a personal assistant, but each one of us probably secretly wanted to have one, at least temporarily. The technology now almost lets you do this with your smartphone’s voice assistant and home hubs. Imagine if you could glide through everyday chores like paying and shopping with such an ease […]

Shaking up the Business World: Generation Z & Finances

Born after 1995 and growing up in a world of ubiquitous Internet, diverse ethnic groups and blurred gender roles, GenZers live online as much as offline. They function well with their attention divided between several focus points simultaneously and their world is in a constant “on” mode - an open-all-hours, access-all-areas approach to life that they expect you to adapt to.

Bitcoin and Blockchain: The Internet of Value

Everybody has at least heard of Bitcoin and can grasp the idea, but most people still don't know what blockchain exactly is. Simply put, blockchain is a public distributed ledger of all Bitcoin transactions that have ever been executed.

Biometrics: Security on Our Fingers

Clearly, we are living in the age of constant digital threats and, therefore, financial institutions must continually work to improve their security systems by searching and implementing innovative technological solutions. One of these is certainly biometrics.

P2P Payments: Best of Both Worlds

It was only a matter of time before social networks and messaging systems became a place where, in addition to pictures, videos and text messages, money would be sent and received. 

Wearable Devices: A Force to Be Reckoned With

For wearable devices like smart watches, the key application on the road to general acceptance is development of convenient forms of payments.

Gone to the Future: Going Invisible

It is already clear that payments are in the midst of an unprecedented transformation. Both consumers and retailers are demanding processes that allow quicker and easier payment for goods and services.

Loyalty: The Changing Landscape

Market conditions have changed significantly since the onset of the traditional loyalty programs in 1990’s and have been changing even more in the recent years.

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