Proximity Payments

We can enable you to provide solutions to satisfy the increasing needs of your customers. They are ready for a new payment experience and we are ready to make it possible.

  • 01 Sticker Product for Customers without a Smartphone.
  • 02 Sticker Connected to a Mobile Application for Customers Using a Smartphone
  • 03 NFC Mobile Payments
01

Sticker Product for Customers without a Smartphone.

Stickers enhance proximity payment experience and are recognized as a bridging solution to full NFC mobile payments, but can also be an adequate alternative solution for customers not having a smartphone.

  • Benefits
  • Features

Benefits

  • Convenience

    Attach to the phone and use as an alternative to cash

  • Speed

    Quick checkout for Low Value Payments

  • Building awareness

    Paving the way to a more advanced proximity payment solutions like NFC

  • Availability

    Always in the pocket when attached to a phone

Features

  • Suitable for debit, charge, credit and prepaid products (MasterCard and Visa cards)
  • Enables better brand visibility thanks to the optimized size and has an embedded chip along with an antenna
  • Adhesive layer enables easy integration in/attachment to a phone
  • Designed for Low Value Payments and serves as an alternative to cash
  • High value payments are also possible with PIN authentication.
02

Sticker Connected to a Mobile Application for Customers Using a Smartphone

In addition to stickers, we can provide an accompanying mobile application connected to the sticker for customers using a smartphone. It ensures a more advanced proximity payment experience for the customer and enables the full potential of the product.

  • Benefits
  • Features

Benefits

  • Usability

    Supported by all major mobile operating systems

  • Security

    Enabling and disabling payment functionality

  • Comfort

    Providing a detailed transaction history overview, available balance and daily limit counters

  • Convenience

    Always in the pocket if attached to a phone

Features

  • Enhanced proximity payment experience that enables full control of the sticker payment functionality, while the level of security remains the same as for standard plastic card
  • Supports all major operating systems (iOS, Android and Windows Mobile)
  • The mobile application language customized to the local market
  • Provides a transaction overview
  • Provides information on the available balance as well as the maximum and available daily limits including the amounts and number of transactions.
03

NFC Mobile Payments

We can provide you with the most advanced mobile payment options through our in-house developed mobile wallet.
With its state of the art mobile wallet enabled for NFC (Near field communication) payments, we are at the forefront of emerging trends in the payment industry, being the first in the world to enable HCE based payments for American Express and one of the first in Europe with Visa.

  • Benefits
  • Features

Benefits

  • Usability

    Supported by Android operating system 4.4 and above

  • Security

    All transactions are authorized by mPIN

  • Comfort

    Providing a detailed transaction history overview with geo-location, available balance and daily limit counters

  • Convenience

    With the mobile phone always nearby, payments can be done within seconds

Features

  • Based on HCE technology which enables the virtualization of payment cards and provides exact virtual representation of the same based only on software
  • Leveraging on cryptographic processes traditionally used by hardware-based secure elements without the need for a physical secure element
  • Supported on Android operating system 4.4 and above on NFC enabled smartphones
  • For enhanced security application cannot be run on rooted phones
  • Mobile application language customized to the local market
  • Shuffled keyboard for additional security
  • Enables the display and acceptance of product/service Terms and conditions of usage.