Statistical Predictive Modelling

We offer statistical modelling services based on expert professional knowledge and expertise in data mining.

We provide assistance in portfolio management and optimization, as well as determination of measurable improvements (or savings).

In order to provide you with a distinct competitive advantage we operate as a technical service provider and consultant through each step of the credit risk lifecycle – from strategic planning, fraud prevention, to acquisition and portfolio management, and debt collection.

  • Benefits
  • Features


  • Economical

    Reduced capital charge by using Credit Risk models

  • Efficiency

    Making highly targeted and cost effective marketing strategies by using Customer Relationship Management models

  • Reliability

    Battle frauds successfully by detecting subtle patterns of unusual activity in data using fraud detection models


The main features are fraud detection, applicant credibility assessment upon submission of the application for a product, client credibility assessment in case of late payments and throughout the product cycle, and assessment of the amount of loss in case the client defaults on his contractual obligations.

Our solution is based on proven technology created by SAS, a leader in business analytics software and services.